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California Business Auto Insurance

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California Business Auto Insurance

Business Auto Insurance in California

As a business in California, you require your employees to drive company owned vehicles. Whether your business owns one vehicle or an entire fleet,
you need business auto insurance.

A business auto insurance policy provides coverage for liability as well as physical damage to the vehicles owned and used by your business.

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Your California business auto insurance policy will provide coverage for liability and physical damage.

Business Auto Insurance
(Physical Damage)

This coverage pays for damage to your vehicles. There are three types of physical damage coverage; collision, comprehensive, and specified perils:

  • Collision
    This coverage pays for losses that result
    from a collision of a vehicle.

  • Comprehensive
    This coverage provides for losses other than
    those covered by collision.

  • Specified Perils
    This insurance covers only those causes of loss (otherwise known as perils) that are indicated as being covered on your business auto policy.

Business Auto Insurance
(Liability)

This section of the business auto insurance policy covers any damages your company is required to pay resulting from an accident involving a company-owned vehicle. When you purchase business auto insurance in California, you must first decide which vehicles you want to cover for liability. There are usually three options:

  • Automobiles owned by your business
  • All Automobiles owned, hired, or leased
  • All Automobiles, including those that are not owned, hired, or leased

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California business auto insurance quotes are based on a number of different factors. When determining rates for business auto insurance in California, the insurer will look at the gross vehicle weight, business use, the number of miles the vehicle is driven, and so on.

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You are under no obligation to buy business auto insurance and there is no cost for our service.

With Local Insurance in California you have the ability to Compare Free Quotes, and find the affordable business auto insurance coverage you deserve.

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CA Business Auto Insurance
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